Chapter 13 can be used to save a home, lower interest rates, pay back income taxes, discharge certain taxes, and return a repossessed car. Chapter 13 debtors pay a majority of their attorney's fee thru their Chapter 13 plan. A Chapter 13 plan that can be from 36 to 60 months if you are a under median debtor. If you are a over median debtor you have to be in Chapter 13 for 60 months, and cannot file for Chapter 7 relief.
The filing of a bankruptcy can also help with past due taxes and judgment collections.
It is important to note that each bankruptcy case is individual, and there are many factors that go into the determination of whether a Chapter 7 or Chapter 13 is right for our client. To discuss your financial situation and whether you need to file for bankruptcy, please contact us at (309) 788-9541, or e-mail us at Deutschlaw@gmail.com.
We represent bankruptcy clients in the Central District of Illinois, which consist of the following counties: Rock Island, Henry, Mercer, Knox, and Warren. We also represent clients in the Southern District of Iowa, which consist of Scott, Muscatine, and Clinton counties. We serve the entire Quad City Area including: Rock Island, Moline, East Moline, Silvis, Milan, Davenport, Bettendorf, Colona, Clinton, and Muscatine, Geneseo, Kewanee, Aledo, and DeWitt.